Privacy Policy

RiverStone Lending LLC, DBA Mama Bear Mortgage NMLS 2557717 website is owned by RiverStone Lending LLC DBA Mama Bear Mortgage, which is a data controller of your personal data. At RiverStone Lending LLC DBA Mama Bear Mortgage ("we", "our", "us"), we take your privacy very seriously. This privacy policy explains how we collect, use, and protect your personal information when you interact with us.

We have adopted this Privacy Policy, which determines how we are processing the information collected by RiverStone Lending LLC DBA Mama Bear Mortgage, which also provides the reasons why we must collect certain personal data about you. Therefore, you must read this Privacy Policy before using RiverStone Lending LLC DBA Mama Bear Mortgage website.

We take care of your personal data and undertake to ensure its confidentiality and security. When you visit the RiverStone Lending LLC DBA Mama Bear Mortgage website, WE DO NOT use 'cookies' or any tracking technology. We refer to this automatically-collected information as “Device Information.”

1. Personal Data We Collect

We only collect personal information that you voluntarily provide to us, including, but not limited to:

• Your name

• Email address

• Phone number

• Any information you provide through forms or direct communication

2. How We Use Your Personal Data

The information you provide is used solely for the following purposes:

• To respond to inquiries or requests for services

• To send you relevant communications you may be interested in

• To carry out any services or contracts we have agreed upon

• Necessary to provide services you requested (e.g., working with third-party mortgage providers)

• For internal administrative purposes, such as record-keeping and regulatory compliance

3. Data Sharing and Disclosure

We respect your privacy and will not sell, lease, or share your personal data with any third party unless:

• We are legally required to disclose it

• It is necessary to provide the services you’ve requested (e.g., sharing information with partners in the mortgage lending process)

• You have provided explicit consent to share it with third parties

4. Data Protection

We take reasonable steps to protect the data we hold from loss, misuse, and unauthorized access. All personal information is stored securely, and access is limited to authorized personnel. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

• Correct any inaccuracies in your personal data

• Object to the processing of your personal data

• Withdraw your consent for us to process your data

6. Changes to This Privacy Policy

We may revise this Privacy Policy from time to time. Any updates will be reflected on this page, and we encourage you to review this policy periodically.

7. Contact Information

If you have any questions or concerns regarding this Privacy Policy, or if you wish to exercise your rights, please contact us at:

• Email: info@mamabearmortgage.com

• Address: 930 Kehrs Mill Rd # 322, Ballwin, MO 63011

• Phone: 314-775-1026

Furthermore:

Links to other websites (Apply Now button):

Our website may contain links to other websites that are not owned or controlled by us. Please be aware that we are not responsible for such other websites or third parties' privacy practices. We encourage you to be aware when you leave our website and read the privacy statements of each website that may collect personal information.

Legal disclosure:

We will disclose any information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.