Beyond just home loans...

Whether you are looking at your first home, renovating, building or simply want to refinance - come on in & look around!

home mortgage comfortable
home mortgage comfortable

Our Services

We offer a wide range of mortgage options to meet the unique needs of each and every one of our clients. From first-time home buyers to refinancing options (and beyond), we've got you covered.

Veterans
Refinancing Options

If you are looking to refinance to lower your payment or loan term, let's compare the loan you have currently with options that are available right now. Together we can determine if refinancing is the right choice for you.

home loan outside
home loan outside

If you are looking to simply refinance to a lower rate or tap into your existing equity (cash out) for debt consolidation, home improvements or other options, let us help you crunch those numbers.

Construction and Renovation

Yes, construction loans that modify into a permanent loan & various renovation loans

First-Time Home Buyers

We support Veterans and their families, so what better way to take care of our own than to help them with their home financing. We offer VA Joint Loans as well.

See our Loan Options page for more...
Missouri mortgage
Missouri mortgage

Communication

We speak fluent mortgage but you may not. Let us translate for you.
Hyper-focused on providing the best solutions for your needs. We believe in giving you options and protecting your interests.

Our Testament

comfortable home loan
comfortable home loan
MamaBear Mortgage
Follow Us

#314.RSL.1026

930 Kehrs Mill Rd #322

Ballwin, MO 63011

A division of RiverStone Lending LLC

NMLS 2557717

This is not a commitment to lend or extend credit. Not all customers will qualify. Programs, rates, terms and conditions subject to change without notice. Restrictions and limitations apply. Consult a tax advisor regarding tax deductions.

Graphic logo designs by Dylan Storck - All rights reserved

Equal Housing Opportunity
Equal Housing Opportunity

René Schmitt

Mortgage Broker/Owner

NMLS 1451812

mama bear
mama bear

Copyright 2026 - All rights reserved