Dream Home Achieved

How do you get from concept to a signed contract to purchase the house? You start with a loan pre-approval. If you are planning on putting an offer on a house, home sellers generally require a copy of your pre-approval letter submitted with your contract offer for purchase. This gives the seller some confidence that you qualify for the home they are selling.

Choices are your best friend when it comes to homeownership. Whether you are buying or refinancing we have a great variety of loan options to meet your specific needs.

Loan Options: The Menu

Conventional - Fixed & Adjustable Rate

Self Employment: Bank Statement loans

FHA - Fixed & Adjustable Rate

Renovation Loans

One Time Close Construction Loan

Down Payment Assistance for FHA and USDA

USDA / Rural Development

VA Loans

Jumbo loans, Second Liens, and more ...

'Affordable' and First-Time Homebuyer

Investor - Debt Service Coverage Ratio

Not finding what you need? Give us a call...

MamaBear Mortgage

#314.RSL.1026

930 Kehrs Mill Rd #322

Ballwin, MO 63011

A division of RiverStone Lending LLC

NMLS 2557717

This is not a commitment to lend or extend credit. Not all customers will qualify. Programs, rates, terms and conditions subject to change without notice. Restrictions and limitations apply. Consult a tax advisor regarding tax deductions.

René Schmitt

Mortgage Broker/Owner

NMLS 1451812