mortgaged home white house
mortgaged home white house

Dream Home Achieved

How do you get from concept to a signed contract to purchase the house? You start with a loan pre-approval. If you are planning on putting an offer on a house, home sellers generally require a copy of your pre-approval letter submitted with your contract offer for purchase. This gives the seller some confidence that you qualify for the home they are selling.

Choices are your best friend when it comes to homeownership. Whether you are buying or refinancing we have a great variety of loan options to meet your specific needs.

Loan Options: The Menu

apply for a home loan
apply for a home loan

Conventional - Fixed & Adjustable Rate

Self Employment: Bank Statement loans

FHA - Fixed & Adjustable Rate

Renovation Loans

One Time Close Construction Loan

Down Payment Assistance for FHA and USDA

USDA / Rural Development

VA Loans

Jumbo loans, Second Liens, Reverse Mortgages and more ...

'Affordable' and First-Time Homebuyer

Investor - Debt Service Coverage Ratio